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	<link>http://profacere.com/blog</link>
	<description>Money/Family/Living</description>
	<lastBuildDate>Thu, 31 Dec 2009 16:13:39 +0000</lastBuildDate>
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		<title>5 ways to save time and money on taxes</title>
		<description><![CDATA[




The typical taxpayer is expected to spend more than three business days and more than $200 completing his or her tax return.
&#8220;That&#8217;s too much time and too much money,&#8221; says Gary Lundberg, product management director for CompleteTax (www.CompleteTax.com), an online income tax preparation program. &#8220;The good news is, there are a few easy things people [...]]]></description>
		<link>http://profacere.com/blog/196/</link>
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		<title>5 ideas to make dollars go further</title>
		<description><![CDATA[





Just as many of us have taken on extra work to make ends meet in this economy, everything we buy now must serve a dual purpose as well. It makes sense to spend your hard-earned dollars on items that not only do the job intended for them, but that also save you money in a [...]]]></description>
		<link>http://profacere.com/blog/5-ideas-to-make-dollars-go-further/</link>
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		<title>10 expert tips for purchasing life insurance</title>
		<description><![CDATA[





We all know getting life insurance is an important step in building a financial plan, and that it&#8217;s easy to put off getting a policy because of uncertainty about life insurance and how it works. With these 10 expert tips, you&#8217;ll be prepared to make the purchase that will protect you for life. 
1. Consider [...]]]></description>
		<link>http://profacere.com/blog/10-expert-tips-for-purchasing-life-insurance/</link>
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		<title>What to look for in your auto insurance policy</title>
		<description><![CDATA[





More than 186 million cars are on the road in the United States, according to The Insurance Information Institute. Most states require drivers to purchase auto liability insurance before they can legally drive a car. Often drivers don&#8217;t understand what they need in an auto insurance policy or where to purchase it. There are many [...]]]></description>
		<link>http://profacere.com/blog/what-to-look-for-in-your-auto-insurance-policy/</link>
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		<title>Get Yourself Fiscally Fit for 20210</title>
		<description><![CDATA[





The change from one year to the next presents the perfect opportunity to reassess our lives &#8211; where we&#8217;ve been, where we are and where we intend to go next. With signs the economy is slowly recovering, many people are likely to re-examine their financial health again as 2009 gives way to 2010. 
How is [...]]]></description>
		<link>http://profacere.com/blog/get-yourself-fiscally-fit-for-20210/</link>
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		<title>Tips to manage credit card debt</title>
		<description><![CDATA[





Loan consolidation has its ups and downs, but, if handled properly, it can help a family afford to get out from under debt. 
The average American household had $8,329 in credit card debt in 2008, according to the Nilson Report in April. And that didn&#8217;t depend on if the household currently had an active credit [...]]]></description>
		<link>http://profacere.com/blog/tips-to-manage-credit-card-debt/</link>
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		<title>Do your research before applying for auto or mortgage loans</title>
		<description><![CDATA[





While the number of auto and mortgage loans issued are down, and the effort it takes to get a good loan these days might seem daunting, there are signs that consumer lending is improving with positive economic reports. And even though dollars aren&#8217;t handed out as quickly or easily as they were just a few [...]]]></description>
		<link>http://profacere.com/blog/do-your-research-before-applying-for-auto-or-mortgage-loans/</link>
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		<title>Coming to grips with 0 interest credit cards</title>
		<description><![CDATA[





Consumers seeking out 0% credit card deals should approach such products with caution, it has been suggested.
Writing in an article for lovemoney.com, Neil Faulkner points out that, despite their title, such credit card products can often prove to be more costly than borrowers may first think.
He states that although balance transfer credit cards do not [...]]]></description>
		<link>http://profacere.com/blog/coming-to-grips-with-0-interest-credit-cards/</link>
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		<title>Don&#8217;t Be Seduced By Zero Interest Credit Cards</title>
		<description><![CDATA[





Anyone with a credit card will tell you, interest rates can be crushing.
&#8220;I think it&#8217;s about 16 percent,&#8221; says one New Yorker.
&#8220;Right now on one of them, I&#8217;m paying 9 percent,&#8221; says another.
&#8220;I think it&#8217;s like 19 percent,&#8221; says a third.
So if you hear an offer that you can transfer your balance to a new [...]]]></description>
		<link>http://profacere.com/blog/dont-be-seduced-by-zero-percent-credit-cards/</link>
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		<title>Survey reveals new financial worries keeping people awake</title>
		<description><![CDATA[ If you lay awake late at night worrying about your finances you’re not alone. The credit crunch is taking its toll on sleep habits, with Americans losing valuable shut-eye every night, according to new research from The Body Shop. Nearly half of people interviewed claim they are getting a worse night’s sleep than before, [...]]]></description>
		<link>http://profacere.com/blog/survey-reveals-new-financial-worries-keeping-people-awake/</link>
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