CREDIT REPAIR SERVICES

  • When should you be considering credit repair services? If your credit score is less than 720 you will pay more for every dollar you borrow than you otherwise would have to.
  • It is easy enough to figure the monthly cost difference between mortgage payments at different interest rates, but the real cost of bad credit is so much higher.
  • A good place to start if you have a particularly bad credit history is to contact a credit counseling service. These services will help you to identify why it is you have a bad credit rating, help you figure out some steps you can take to repair your bad credit history and get control of your financial life..
  • Advance fee credit repair services are illegal, and for a good reason. 

  • The official consensus is that you should attempt your own credit repair because you can do everything to dispute your bad credit that a professional credit repair service could do. This is true so far as disputing errors in your credit report, but does the promise of free DIY credit repair stand up to reality?

  • If you think you have the right stuff to take on your creditors, the credit reporting companies, and the collection agencies then download this credit repair home study course and get started.

  • Lexington Law Firm was organized by attorneys and credit experts in 1991 for the express purpose of evaluating the regulatory compliance practices of the credit reporting bureaus and determining the most effective method of repairing consumers' credit reports.

  • Lexington Law clients talk about their bad credit experience and how Lexington helped them solve their problem.

FICO CREDIT SCORE

Estimate your FICO score. See what factors affect it most. It's just a fact of life. Higher FICO Scores=Lower Monthly Payments. Find out where you stand and what you can do about it.

NO FAX PAYDAY LOANS

The interest on a payday loan can be less than the costs associated with bounced checks or late credit card payments or utility turn-on fees.  Need money now? Get up to $1000 in 24 hours! Apply now for a payday loan.

 BEST CREDIT CARD OFFERS

You can balance transfer to a 0% intro APR no annual fee credit card and save hundreds over the next 12 months. Select from dozens of credit offers to see what's best for you, even if you have bad credit. 

AUTO LOANS

Chances are you can make a better deal for a new or used car if you shop like a cash buyer with your car loan already in-hand.

REFINANCE MORTGAGE QUESTIONS

What 7 questions must you ask your prospective refinance lender?  The answers could save you many thousands over the life of your loan.

REVERSE MORTGAGES

If you and your spouse are at least 62, need cash, do not want to make monthly loan payments, and do not intend to ever move out of your home then you really need to know about reverse mortgages.

CREDIT BLOG

Updated information about credit, credit cards, credit repair, payday loans, auto loans, mortgage refinancing and reverse mortgages.

PERSONAL FINANCE ARTICLES LIBRARY

CREDIT CARDS | CREDIT SCORE | AUTO LOANS | MORTGAGES