Prime Credit Cards

You can balance transfer to a 0% intro APR no annual fee credit card and save hundreds over the next 12 months. Best Credit Card Offers. Presented side by side so you can compare credit card offers instantly by key factors such as: interest rate, fees, etc. Go to Rebuilding Your Credit with Secured Credit Cards if that is your primary interest.

How will you use your credit card?

The first step in choosing a credit card is how you will use it.

If you expect to always pay your monthly bill in full–and other features such as frequent flyer miles don’t interest you–your best choice may be a card that has no annual fee and offers a longer grace period.
If you sometimes carry over a balance from month to month, you may be more interested in a card that carries a lower interest rate.

If you expect to use your card to get cash advances, you’ll want to look for a card that carries a lower APR and lower fees on cash advances. Some cards charge a higher APR for cash advances than for purchases.